Rare opportunity to own 1.125 acres in Panama City Beach with no HOA. Located on a corner lot, this 4-bedroom, 2.5-bath home offers a split floor plan, 3-car garage, in-ground pool, hot tub, and a large screened porch designed for year-round outdoor living and entertaining. The living room is centered around a fieldstone natural gas powered fireplace and opens to the kitchen, which features a gas stove, pantry, water filtration system, and plenty of workspace. The primary suite offers direct access to the pool area, a large walk-in closet, and a private bath. On the opposite side of the home, the fourth bedroom provides flexibility for guests, a home office, or hobby space and includes private access to the screened lanai. Step outside to enjoy the nice sized pool, hot tub, and spacious outdoor living area. Whether hosting friends, grilling out, or simply enjoying the Florida weather, this space was built to be used. One of the property's most unique features is its three-sided street frontage, with Laird Street at the front, Jersey Court along the side, and Kingman Street at the rear. This uncommon layout provides excellent accessibility, added privacy, and future flexibility that is difficult to find in Panama City Beach. Conveniently located near shopping, restaurants, schools, and Naval Support Activity Panama City, this property offers the space and freedom of acreage living while remaining just minutes from the Gulf's white-sand beaches.