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644 Florida Avenue #UNIT E
Panama City, FL 32401

$439,000

Beds: 3
Baths: 2 | 1
Sq. Ft.: 2,308
Type: Condo
Listing #1014134
Bayside living with the best of Panama City just minutes away! 644 Florida Avenue E is a beautifully updated 3-bedroom, 2.5-bath condo offering 2,308 square feet in the quiet, eight-unit Bayside Estates community. Perfectly located between Downtown Panama City and historic St. Andrews, you'll enjoy easy access to restaurants, coffee shops, shopping, and entertainment. Inside, enjoy 10-foot ceilings, tile and oak wood flooring, custom cabinetry, granite countertops, and water views from every room! The spacious primary suite features a sitting area, walk-in closet, and beautifully tiled shower. Relax on the large balcony overlooking Johnson Bayou, enjoy access to the community dock, and appreciate the convenience of a detached two-car garage with additional storage. Beautiful water views, peaceful surroundings, and downtown convenience -- bayside living at its best!
Property Features
Location Information
County: Bay
Sub Area: 2703 Bay Central SW
MLS Area: Bay County
Latitude: 30.159989
Longitude: -85.669293
Project Name/Subdivision: Bayside Estates Condominium
Directions: Traveling South on Jenks Ave from 15th Street, make a right on 6th Street that turns into Beach Drive. The complex is on the corner of Beach Dr & Florida Ave.
Interior Features
Total Rooms: 7
Rooms: Bedroom, Master Bedroom, Dining Room, Garage, Kitchen, Laundry
Interior: Breakfast Bar, Crown Molding, Vaulted Ceiling(s), Tray Ceiling(s), Kitchen Island, Recessed Lighting, Pantry, Split Bedroom, Washer/Dryer Hookup
Primary Bedroom Description: MBath Double Vanity, MBath Shower Only, MBath Tile, MBed Sitting Area, MBed Walk-in Closet, MBed Waterfront
Full Baths: 2
1/2 Baths: 1
Cooling: Central Air, Ceiling Fan(s)
Floors: Hardwood
Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Electric Water Heater
Energy Features: AC - Central Elect, Ceiling Fans, Double Pane Windows, Water Heater - Elect
Total Number of Units: 8
Exterior Features
Style: N/A
Exterior: Balcony
Roof: Composite Shngl
Water Source: Public
Parking Description: Garage Detached
Has Garage: Yes
Garage Spaces: 2
Condition: Construction Complete
Waterfront Description: Bayou
Has Waterfront: Yes
View Description: Bay, Bayou
Is One Story: No
Windows/Doors Description: Double Pane Windows
School
Elementary School: Cherry Street
Elementary School: Cherry Street
Middle School: Jinks
High School: Bay
Additional Information
Property Type: CND
Property SubType: Condominium
Year Built: 2003
APN: 19536-505-000
Status: Active
Units in Complex: 8
Home Owners Association: Y
HOA Includes: Management
Tax Year: 2025
Tax Amount: $4,668.91
Community Features: Dock, Fishing, Short Term Rental - Not Allowed, Pets Allowed


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Monthly Insurance: $
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List Price:
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Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.
Listing Courtesy of EXP Realty LLC
© 2026 Emerald Coast Association of REALTORS®. All rights reserved.
Copyright 2026 Emerald Coast Association of REALTORS®. All rights reserved.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is Deemed Reliable, but is Not Guaranteed Accurate by the Emerald Coast Association of REALTORS® MLS. (iHomefinder, Inc Member Number 28165)
ECAR MLS data last updated at October 22, 2026, 5:31 PM CT