5412 Hilltop Avenue
Panama City Beach, FL 32408
$415,000
Beds:
3
Baths:
2
Sq. Ft.:
1,075
Type:
House
Listing #1005484
Welcome to Paradise! Your perfect beach get away in the highly desirable Lower Lagoon area of Panama City Beach is waiting for you. Just a couple of blocks from the sugar-white sands and emerald waters of the Gulf, this fully furnished 3-bedroom, 2-bathroom single-family home offers the perfect blend of relaxation, convenience, and investment potential. Ideally located within walking distance to some of the area's best restaurants, shopping, and local attractions, you'll also enjoy easy access to boating, fishing, and family-friendly entertainment. Whether cruising by golf cart or strolling to the beach, this location truly captures the laid-back coastal lifestyle and even offers a few public boat ramps in the neighborhood. Inside, the thoughtfully designed layout comfortably accommodates families and guests, featuring two spacious king bedrooms and a bunk room with two sets of bunk beds, making it an ideal short-term rental or full-time residence. The home has been tastefully updated with new luxury vinyl plank flooring, recessed lighting, a newly added full bathroom, and a dedicated laundry room with new washer and dryer, ensuring modern comfort throughout. Step outside to your own private backyard oasis! Situated on a generous lot, the fully fenced yard is perfect for entertaining and unwinding. Enjoy evenings under the large gazebo, fire up one of the two built-in grills, rinse off in the outdoor shower, or relax by the stock tank pool with lounging deck. There's even ample space to add a full-size pool if desired. A 12x12 storage shed provides plenty of room for beach gear and tools. Additional upgrades include a brand-new septic system, offering peace of mind for years to come. This property presents a fantastic opportunity as a turnkey, rental-ready investment or your own slice of paradise near the Gulf. Don't miss your chance to own this inviting coastal getaway--schedule your private showing today!
Property Features
County:
Bay
Sub Area:
2723 Beach South of Grand Lagoon
MLS Area:
Bay County
Latitude:
30.146562
Longitude:
-85.753626
Project Name/Subdivision:
BILTMORE BEACH
Directions:
From Thomas Drive heading East, turn left on Biltmore Drive, turn right onto Hilltop Ave. Home is on the left.
Total Rooms:
5
Rooms:
Bedroom, Master Bedroom, Kitchen, Living Room
Interior:
Breakfast Bar, Lock Out
Full Baths:
2
Cooling:
Central Air
Floors:
Vinyl
Appliances:
Dryer, Microwave, Refrigerator, Washer
Energy Features:
AC - Central Elect
Style:
Ranch
Stories:
1
Exterior:
Outdoor Grill, Private Yard, Outdoor Shower
Roof:
Metal
Water Source:
Public
Utilities:
Septic Tank
Has a Pool:
Yes
Pool Description:
Private
Lot Features:
Flood Insurance Req
Lot Size in Acres:
0.14
Lot Size in Sq. Ft.:
6,098
Dimensions:
50 x 120
Zoning:
Resid Single Family
Condition:
Construction Complete
Has Waterfront:
No
Is One Story:
Yes
Elementary School:
Patronis
Elementary School:
Patronis
Middle School:
Surfside
High School:
Arnold
Property Type:
SFR
Property SubType:
Detached Single Family
Year Built:
1970
APN:
31832-000-000
Status:
Active
Tax Year:
2025
Tax Amount:
$3,988.18
$ per month
Year Fixed. % Interest Rate.
| Principal + Interest: | $ |
| Monthly Tax: | $ |
| Monthly Insurance: | $ |
Listing Courtesy of EXP Realty LLC
© 2026 Emerald Coast Association of REALTORS®. All rights reserved.
Copyright 2026 Emerald Coast Association of REALTORS®. All rights reserved.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is Deemed Reliable, but is Not Guaranteed Accurate by the Emerald Coast Association of REALTORS® MLS. (iHomefinder, Inc Member Number 28165)
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is Deemed Reliable, but is Not Guaranteed Accurate by the Emerald Coast Association of REALTORS® MLS. (iHomefinder, Inc Member Number 28165)
ECAR MLS data last updated at June 16, 2026, 8:53 AM CT
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