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404 Geneva Avenue
Panama City Beach, FL 32407

$649,900

Beds: 4
Baths: 2 | 1
Sq. Ft.: 2,203
Type: House
Listing #1013601
**$10,000 SELLER INCENTIVE! Seller offering up to $10,000 toward Buyer's allowable closing costs, prepaid expenses and/or interest-rate buydown, with an acceptable offer. Take advantage of this opportunity to reduce the cash needed at closing or to potentially lower your monthly payment** Walk to the beach without giving up the neighborhood feel that makes Tapestry Park so special. Located in the original phase of the community, this beautifully maintained 4-bedroom, 2.5-bath home offers the perfect balance of coastal convenience, privacy, and everyday comfort. Filled with natural light, the home features LVP flooring throughout, a desirable first-floor primary suite, and an open kitchen, dining, and living area designed for both everyday living and entertaining. The kitchen includes marble countertops and backsplash, custom soft-close cabinetry, an oversized island with additional seating, Samsung stainless steel appliances, a GE refrigerator, and quiet Bosch dishwasher. Custom lighting, Roman shades, and shiplap accents add warmth and character throughout. The primary suite offers a spa-inspired bath with double quartz vanities, a vintage-style cast iron clawfoot soaking tub, separate water closet, and an updated walk-in shower with marble flooring completed in 2025. Upstairs are three additional bedrooms with tray ceilings, a full bath, and flexible bonus space ideal for an office, den, or playroom. Outdoor living is just as inviting, with a spacious covered front porch and private covered back patio overlooking the fenced backyard. Photoelectric lighting, a large ceiling fan, and room for an outdoor TV make it an ideal place to relax or entertain, with additional space to add a plunge pool or hot tub. Recent improvements include new Zoysia sod installed in April 2026, a freshly washed exterior, and pressure-washed fencing. Additional features include two AC units, spray foam insulation, an 80-gallon Rheem Smart Water Heater, Chamberlain Smart Garage Door system, SimpliSafe security with three cameras, an impact-rated front door, and Kevlar hurricane shutter screens. Tapestry Park offers the kind of neighborhood lifestyle buyers are looking for, with sidewalks, mature landscaping, vintage-style streetlights, underground utilities, and an exceptional collection of amenities. Residents enjoy Brunswick Hall clubhouse and resort-style pool, a second children's pool, Peacock Park, pickleball, tennis and basketball courts, recreational green space, and scenic walking paths around the neighborhood ponds. All of this is just minutes from Pier Park, the Gulf, schools, shopping, dining, and everything Panama City Beach has to offer.
Property Features
Location Information
County: Bay
Sub Area: 2720 Beach Middle Central
MLS Area: Bay County
Latitude: 30.200112
Longitude: -85.834722
Project Name/Subdivision: Tapestry Park
Directions: Traveling E from Pier Park, Turn R on Clara Avenue. Turn L onto Geneva Avenue; 404 Geneva Ave will be on your L.
Interior Features
Total Rooms: 8
Rooms: Bedroom, Master Bedroom, Bonus Room, Dining Room, Kitchen, Living Room
Interior: Breakfast Bar, Crown Molding, Tray Ceiling(s), Kitchen Island, Recessed Lighting, Pantry, Pull Down Stairs, Washer/Dryer Hookup
Primary Bedroom Description: MBath Double Vanity, MBath Garden Tub, MBath Separate Shwr, MBath Walk-In Closet, MBed First Floor
Full Baths: 2
1/2 Baths: 1
Heating: Central
Cooling: Central Air, Ceiling Fan(s)
Floors: Marble, Tile, Vinyl
Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Washer, Electric Water Heater
Energy Features: AC - Central Elect, Ceiling Fans, Double Pane Windows, Heat Cntrl Electric, Water Heater - Elect
Exterior Features
Style: Craftsman
Stories: 2
Exterior: Balcony, Columns, Private Yard, Hurricane Shutters, Sprinkler System, Rain Gutters
Roof: Metal
Water Source: Public
Parking Description: Garage Door Opener, Garage
Has Garage: Yes
Garage Spaces: 2
Fencing: Privacy
Patio / Deck Description: Patio Covered, Porch
Has a Pool: Yes
Lot Features: Covenants, Restrictions, Sidewalk, Survey Available
Lot Size in Acres: 0.12
Lot Size in Sq. Ft.: 5,227
Dimensions: 42x125
Zoning: Resid Single Family
Condition: Construction Complete
Has Waterfront: No
Is One Story: No
Windows/Doors Description: Double Pane Windows, Window Treatments
School
Elementary School: Hutchinson Beach
Elementary School: Hutchinson Beach
Middle School: Surfside
High School: Arnold
Additional Information
Security Features: Security System, Smoke Detector(s)
Property Type: SFR
Property SubType: Detached Single Family
Year Built: 2021
APN: 34109-552-000
Status: Active
Home Owners Association: Y
HOA Includes: Maintenance Grounds, Insurance, Land Recreation, Legal, Recreational Faclty, Maintenance Structure, Internet
Tax Year: 2025
Tax Amount: $5,678.02
Community Features: Community Room, Game Room, Short Term Rental - Not Allowed, Playground, Pool, Tennis Court(s), Pets Allowed, Pickleball


$ per month
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Principal + Interest: $
Monthly Tax: $
Monthly Insurance: $
Term
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Interest Rate
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Down Payment
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List Price:
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Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.
Listing Courtesy of EXP Realty LLC
© 2026 Emerald Coast Association of REALTORS®. All rights reserved.
Copyright 2026 Emerald Coast Association of REALTORS®. All rights reserved.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is Deemed Reliable, but is Not Guaranteed Accurate by the Emerald Coast Association of REALTORS® MLS. (iHomefinder, Inc Member Number 28165)
ECAR MLS data last updated at October 11, 2026, 3:15 PM CT