232 Middleburg Drive
Panama City Beach, FL 32413
$525,000
Beds: 3
Baths: 2
Sq. Ft.: 1,990
Type: House
Listing #1001145
Palmetto Trace w/ community pool! Located in the highly sought-after Palmetto Trace community, this 3-bedroom, 2-bath home puts you right in the center of Panama City Beach--just minutes from Pier Park, Frank Brown Park, and the beach. Inside, you'll find a functional split floor plan with an open living space, vaulted ceilings, and plenty of natural light. The kitchen flows easily into the main living and dining areas, making it practical for everyday living and easy to entertain when needed. Fresh interior paint gives the home a clean, updated feel. The primary suite is set apart from the secondary bedrooms and offers good space, a walk-in closet, and a private bath with double vanities. On the opposite side of the home, two additional bedrooms and a full bath provide flexibility for guests, family, or a home office. Out back, enjoy a screened-in patio that gives you that indoor-outdoor living buyers want, along with a fenced yard that's easy to maintain. With a roof replaced in 2023 and access to two community pools, this home checks the boxes for both comfort and peace of mind. Palmetto Trace is golf cart-friendly, with sidewalks throughout, making it easy to get around and enjoy everything nearby. You're just minutes from Pier Park, with quick access to shopping, dining, nightlife, and entertainment, including local favorites, beach access, and Topgolf. If you're looking for location, convenience, and a solid home in a strong price range, this one is worth a look. Schedule your showing today.
Property Features
County: Bay
Sub Area: 2721 Beach North Central
MLS Area: Bay County
Latitude: 30.227222
Longitude: -85.867933
Project Name/Subdivision: Palmetto Trace
Directions: West on Panama City Beach Parkway, travel past Pier Park and turn right onto Pier Park Drive. Turn right onto Brunswick Blvd. into Palmetto Trace. Turn right onto Middleburg Drive. Home is on the left.
Total Rooms: 6
Rooms: Bedroom, Master Bedroom, Dining Room, Great Room, Kitchen
Full Baths: 2
Cooling: Central Air
Appliances: Dishwasher, Disposal, Microwave, Refrigerator
Energy Features: AC - Central Elect
Style: Contemporary
Stories: 1
Exterior: Private Yard
Roof: Composite Shngl
Water Source: Public
Patio / Deck Description: Patio Enclosed, Porch Screened
Has a Pool: Yes
Pool Description: Community
Lot Features: Covenants, Restrictions, Sidewalk, Within 1/2 Mile to Water
Dimensions: 65 x 130
Zoning: Resid Single Family
Condition: Construction Complete
Has Waterfront: No
Is One Story: Yes
Elementary School: Hutchinson Beach
Elementary School: Hutchinson Beach
Middle School: Surfside
High School: Arnold
Property Type: SFR
Property SubType: Detached Single Family
Year Built: 2006
APN: 32738-980-233
Status: Active
Home Owners Association: Y
HOA Includes: Maintenance Grounds, Management, Trash
Tax Year: 2025
Tax Amount: $4,852.08
$ per month
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Listing Courtesy of EXP Realty LLC
© 2026 Emerald Coast Association of REALTORS®. All rights reserved.
Copyright 2026 Emerald Coast Association of REALTORS®. All rights reserved.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is Deemed Reliable, but is Not Guaranteed Accurate by the Emerald Coast Association of REALTORS® MLS. (iHomefinder, Inc Member Number 28165)
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is Deemed Reliable, but is Not Guaranteed Accurate by the Emerald Coast Association of REALTORS® MLS. (iHomefinder, Inc Member Number 28165)
ECAR MLS data last updated at April 21, 2026, 10:43 PM CT
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