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128 S Wells Street
Panama City Beach, FL 32413

$450,000

Beds: 3
Baths: 1 | 1
Sq. Ft.: 950
Type: House
Listing #1003678
Beautifully maintained coastal home in a quiet, golf cart-friendly community just 0.3 miles from the beach! This 3-bedroom, 1.5-bath home offers low-maintenance living with privacy, charm, and outdoor entertaining space. Features include quartz countertops, custom ceiling-height cabinets, stainless steel appliances, vinyl plank flooring, textured walls/ceilings, upgraded baseboards, fresh paint, and hurricane impact windows with Smart Sun features. Enjoy a private backyard oasis with a fish pond and fountain, fire pit, 10x12 gazebo, and a spacious 408 sq ft paver patio. The fully fenced yard includes a 6-ft privacy fence, RV hookup, storage shed, irrigation well, and plenty of parking for boats, RVs, golf carts, and multiple vehicles. The oversized 16x24 garage offers room for a car, golf cart, and storage. Additional highlights include a private outdoor shower, updated vanities, matching ceiling fans, vinyl siding in excellent condition, annual termite/pest maintenance, and room for a pool. With no neighbors behind or to the north and protected land nearby, this property offers rare privacy and peaceful coastal living. Located in an established neighborhood with no short-term rentals allowed (6 months + 1 day minimum), this home is perfect as a primary residence, second home, or long-term beach retreat. Walk to the beach in minutes or bike there in under two!
Property Features
Location Information
County: Bay
Sub Area: 2724 Beach West Central
MLS Area: Bay County
Latitude: 30.238352
Longitude: -85.914319
Project Name/Subdivision: MIRAMAR HEIGHTS
Directions: East on HWY 98, right on South Wells St. property will be on your right.
Interior Features
Total Rooms: 5
Rooms: Bedroom, Kitchen, Living Room
Interior: Washer/Dryer Hookup
Full Baths: 1
1/2 Baths: 1
Heating: Central
Cooling: Central Air
Appliances: Dishwasher, Refrigerator
Energy Features: AC - Central Elect, Heat Cntrl Electric
Exterior Features
Style: Beach House
Stories: 1
Exterior: Private Yard, Pavillion/Gazebo
Roof: Shingle
Water Source: Public
Parking Description: Garage Detached
Has Garage: Yes
Garage Spaces: 1
Lot Features: Within 1/2 Mile to Water
Lot Size in Acres: 0.17
Lot Size in Sq. Ft.: 7,405
Dimensions: 120x60
Zoning: Resid Single Family
Condition: Construction Complete
Has Waterfront: No
Is One Story: Yes
School
Elementary School: West Bay
Elementary School: West Bay
Middle School: Surfside
High School: Arnold
Additional Information
Property Type: SFR
Property SubType: Detached Single Family
Year Built: 1970
APN: 38243-000-000
Status: Active


$ per month
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Monthly Insurance: $
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List Price:
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Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.
Listing Courtesy of EXP Realty LLC
© 2026 Emerald Coast Association of REALTORS®. All rights reserved.
Copyright 2026 Emerald Coast Association of REALTORS®. All rights reserved.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is Deemed Reliable, but is Not Guaranteed Accurate by the Emerald Coast Association of REALTORS® MLS. (iHomefinder, Inc Member Number 28165)
ECAR MLS data last updated at May 22, 2026, 8:53 AM CT