Turnkey short-term rental just steps from the beach! This fully furnished 4-bedroom, 4-bath beach home is ideally positioned near Beach Access 12, offering strong rental potential in one of Panama City Beach's most sought-after locations. With multiple levels, spacious layouts, and sleeping capacity for larger groups, this property is designed to maximize occupancy and guest appeal. A standout feature is the first-floor studio suite with its own living area, kitchenette, and full bath--perfect for added rental flexibility, lockout capability, or hosting multiple groups. The main living area features an open-concept design with granite countertops, stainless appliances, and generous gathering space, along with covered decks on multiple levels to enhance the guest experience. The oversized primary suite includes a jetted tub, double vanities, and a separate shower, while additional bedrooms and baths provide ample accommodations for high guest turnover. A rare two-car garage adds extra value for owners and guests alike. Located in the Panama Dunes area with short-term rentals allowed, this property is minutes from restaurants, shopping, and St. Andrews State Park--ensuring consistent year-round demand. Low-maintenance construction, a community pool, and proximity to the beach make this a strong addition to any portfolio. High occupancy potential, flexible layout, and prime location.