***4.99% Assumable VA rate!*** Step into this nearly new 2024 home and immediately appreciate the space, design, and flexibility it offers. Situated on a generously sized lot, this 4-bedroom, 3-bath PLUS a bonus room/office residence features a hard-to-find 3-car garage and a layout that effortlessly fits both everyday living and entertaining. The open floor plan creates a natural flow between the main living areas, giving the home a bright and connected feel. At the center, the kitchen is both stylish and functional, complete with upgraded quartz countertops, stainless steel appliances, a large island with bar seating, ample cabinetry, plus both a breakfast nook and a separate dining area for added versatility. Double French doors add character and invite you into the main living space. Durable Coretec luxury vinyl plank flooring runs throughout the primary living areas, while the bedrooms offer a softer touch with carpet. The primary suite is tucked away for privacy and features two walk-in closets along with a spacious en-suite bath that includes dual vanities, a soaking tub, and a separate walk-in shower. Additional bedrooms are well-proportioned, and the third bathroom--along with the primary suite--offers direct access to the covered lanai, creating a seamless indoor-outdoor connection. The exterior is equally impressive with four-sided brick construction, a fully fenced backyard with wood privacy fencing, and a well-maintained lawn supported by an automatic irrigation system. Whether you're hosting, relaxing, or need extra room for vehicles or hobbies, the 3-car garage and outdoor space provide plenty of options. Located just minutes from shopping, dining, and Publix, and within a reasonable drive to Duke Field and Eglin Air Force Base, this home also benefits from a low annual HOA of only $350. A well-rounded property that combines modern finishes, a spacious layout, and a convenient location--ready to suit a variety of lifestyles.