Save THOUSANDS: Work with the Top Rated Military Real Estate Team

Let's Go!

3707 Mystic Street #A & B
Panama City Beach, FL 32408

$649,000

Beds: 5
Baths: 2 | 1
Sq. Ft.: 2,088
Type: Condo
Listing #996455
ADORABLE DUPLEX WITH MULTIPLE POSSIBILITIES! * Live in one side, rent the other out. * Short term rent both units. * Short term rent one side, mid or long-term rent the other. THE CHOICE IS YOURS! SIDE A: MYSTIC SURF --3 BR, Sleeps 8 - King, King, King + Twin/Twin Trundle --1 Full, 1 Half Bath --Surf/wave murals in every bedroom --Full Kitchen with lots of counter space --Private Patio --Storage shed --Electric fireplace! SIDE B: MYSTIC SUN --2 BR, Sleeps 4 - King, King rooms --1 Full Bath --Full Kitchen --Private Patio --Storage shed --Wood-burning fireplace! LOCATION: Across the street from public lagoon access. One block to public boat ramp. Walk to public beach access #11, just 7 blocks away. Walk to Buster's Beer and Bait. Drive to Schooner's and the St Andrews State Park. Don't miss your opportunity for 100% bonus depreciation this year. Ask your CPA how you can SAVE BIG MONEY ON TAXES! Come see this today! We look forward to receiving your offer!
Property Features
Location Information
County: Bay
Sub Area: 2723 Beach South of Grand Lagoon
MLS Area: Bay County
Latitude: 30.149236
Longitude: -85.756379
Project Name/Subdivision: BILTMORE BEACH 1ST ADD
Directions: From Thomas Drive, turn north (away from Gulf) on Luft St, left on Pinetree, right on Mystic. Property is on the right on the corner of Mystic and S. Lagoon Dr.
Interior Features
Total Rooms: 7
Interior: Breakfast Bar
Full Baths: 2
1/2 Baths: 1
Cooling: Ceiling Fans, Central Air
Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Stove/Oven Electric, Washer
Exterior Features
Style: Duplex
Stories: 2
Lot Features: Within 1/2 Mile to Water
Lot Size in Acres: 0.17
Lot Size in Sq. Ft.: 7,405
Dimensions: 58x100
Zoning: Resid Multi-Family
Condition: Construction Complete
Has Waterfront: No
View Description: Lagoon
Is One Story: No
School
Elementary School: Patronis
Middle School: Surfside
High School: Arnold
Additional Information
Property Type: CND
Year Built: 1981
Status: Active
Tax Year: 2025
Tax Amount: $6,028.55


$ per month
Year Fixed. % Interest Rate.
Principal + Interest: $
Monthly Tax: $
Monthly Insurance: $
Term
yrs
Interest Rate
 % 
Down Payment
$
List Price:
$
Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.
Listing Courtesy of EXP Realty LLC
© 2026 Emerald Coast Association of REALTORS®. All rights reserved.
Copyright 2026 Emerald Coast Association of REALTORS®. All rights reserved.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is Deemed Reliable, but is Not Guaranteed Accurate by the Emerald Coast Association of REALTORS® MLS. (iHomefinder, Inc Member Number 28165)
ECAR MLS data last updated at February 28, 2026, 6:45 AM CT